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Monday, February 20, 2012
Importance of Good Records
The Importance of Good
Records
Keeping your own records
of any medical care that you and your immediate family have received is the
only way to be sure that your insurance and bills are free from mistakes. It
may seem unimportant now, but later in life when you try to get life insurance
or get treatment that is appropriate for you, the importance will be in the
spotlight. Everything from your allergies to your payment records with medical
facilities can hurt you if they are wrong in your report. You could be given
improper treatment or even denied treatment at all. By keeping your own
records, you can dispute anything that is false.
Would you believe that
you could be denied a job because of something erroneous on your medical
records? It is true; if you are reported to have a disability, whether it is
true or not, you could be turned down. You would be labeled as a risk,
especially if the company offers insurance; they would know that you are going
to cost more money to employ. The same goes for applying for health insurance
where your medical records show that you would require prescription drugs,
doctor visits, and increased chance of emergencies. It is quite the ordeal if
you do in fact have a disability, but imaging if you did not have one at
all—you would be turned down for insurance, while also being completely
ineligible for disability financial help.
An example of a mistake
that could be made on your record would be a diagnosis error. Perhaps you
request that your doctor check a suspicious lump in your breast. On the first
visit he may suspect that it is cancer. Most people will get a second opinion
or go for a more thorough conclusive examination. If the second doctor decides
that it is only a cyst and has it removed, your personal records would show
that you are cancer-free. However, if this visit was documented incorrectly, or
not at all, you may have trouble getting insured and not know why. If you had a
record of the second visit that found the cyst, this situation would be easily
disputed and your record would be accurate.
Human error is simply a
part of life, even on medical documents. It is important to always keep your
own records so that insurance companies get accurate information about you and
your health condition. If you are being turned down for insurance and do not
know why, you are best advised to be sure that you are not being misrepresented
within your medical records. This problem can be cleared up quickly and easily
if you are responsible enough to keep your own personal records.
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